Frequently Asked Questions

Yes. When you buy a fraction, you're becoming a legal co-owner of a Florida-based LLC that holds the title to the property. As a member of that LLC, you receive:

• Ownership rights and responsibilities
• Voting power on key decisions
• A share of net rental income
• Limited personal-use nights (typically 2 per fraction per year) on select properties

Many properties on Link Club allow owners to enjoy personal use nights based on the number of fractions they hold. For every fraction you own, you're granted 2 personal-use nights per calendar year.

Instead of fixed nights, you receive a booking credit in your IONICA World wallet equal to the average nightly rate of the property. This credit resets on January 1 each year and cannot be rolled over.

Personal-use credits are tied to the fraction, not the owner. When a fraction is sold, the remaining balance for the current year travels with it — the listing discloses how many nights remain, and the new owner can use them. Credits are not refreshed on transfer.

There is no fixed holding period. You can hold your fraction as long as you like, or sell it (if eligible) through the marketplace once the property's Club is complete.

No. To ensure secure and legally valid transfers of property ownership rights, Link Club smart contracts are non-transferable outside the platform. Ownership can only be reassigned through Link Club's peer-to-peer resale process, which ensures:

• Payment verification
• Legal reassignment within the LLC's ownership ledger
• Compliance with our KYC/AML standards

Yes. Once your Club is complete and your fraction is registered, your ownership is recorded on the Immutable X blockchain via a smart contract. Each property has a unique smart contract address, and you can look it up on the Immutable X Explorer to independently verify your membership.

Your smart contract address is shown on your Membership Certificate, accessible from the My Investments section of the app. The explorer shows the full ownership ledger — who holds each fraction and when it was assigned.

Yes, it's possible. If all members of the Club vote to sell the entire property, it can be listed and sold on the traditional real estate market. When this happens:

• The property is sold as a whole asset
• All owners receive a payout proportional to their fractions
• The Club is dissolved, and your investment concludes with a final distribution

This gives owners collective control and the flexibility to exit through a traditional sale when the time is right.

No. Each property is already held through its own LLC. When you purchase a fraction, you become a member of that LLC automatically. Rental income is distributed to your IONICA World wallet, from where you can transfer it to your PayPal or bank account.

Net rental income is distributed monthly to owners, after deducting all property expenses such as taxes, HOA fees, and management costs. Each owner's share is proportional to the number of fractions they hold.

It depends on the type of fraction you purchased:

• Active (established property) — if the property has an operating history with existing bookings and reviews, distributions may begin from your first full month of ownership, subject to rental performance.
• Active (recently listed) — if the property was recently activated, there may be a ramp-up period while IONICA World gets the unit listed on all major booking platforms (Airbnb, VRBO, Booking.com, IONICA) and early reviews are established. Distributions begin once the first rental income is collected and processed.
• Under Construction — income begins once the unit is delivered and active. There is no rental income during the construction period.
• Pre-Construction — income begins once construction is complete and the unit is delivered and active. Pre-construction carries the longest wait before distributions start. This type of investment is primarily an appreciation play — investors enter early at a lower price point, with the expectation of property value growth over the development period. Cash flow does not begin until the property is delivered and operational.

All ongoing costs — including repairs, property management, and insurance — are shared among owners and deducted from rental income before distributions are made.

The price of a fraction reflects the current market value of the property divided by the total number of ownership shares available.

Fraction prices also include legal and administrative costs related to LLC setup, platform service fees, smart contract deployment, compliance, as well as a 6-month reserve for property expenses.

In pre-construction phases, pricing may be lower to reflect the early-entry opportunity.

Yes. A 2.5% listing fee applies when you list your fraction on the Link Club peer-to-peer marketplace. The fee is charged upfront when you create the listing and is not deducted from your sale proceeds. If your listing expires without a buyer, the listing fee is refunded.

Fractions on Link Club come in three types, depending on the stage of the property when you invest:

This is the most important distinction to understand before investing:

Pre-Linked fractions are available through the primary market. When a new property is added to Link Club, investors join an LLC that is being formed around that property. Link Club acts as LLC Manager, overseeing the formation and closing process. You become a co-owner from day one. Depending on the property's stage, the fraction type may be Active, Under Construction, or Pre-Construction.

Linked fractions are available through the peer-to-peer marketplace. These are fractions sold by existing investors. The property's Club is already complete — the LLC is closed, all ownership is registered on the blockchain, and the property is Active and open for short-term rentals. When you buy a Linked fraction, you purchase directly from the current owner; Link Club facilitates the transfer as a licensed transaction broker.

Link Club sources properties through established developer partnerships in South Florida. Not every property qualifies — each opportunity is evaluated against a specific set of criteria before being listed on the platform:

• Short-term rental market — properties in areas where STR is proven, in demand, and sought after. Currently: Downtown Miami, Wynwood, Miami Beach, Hallandale Beach, and similar high-demand South Florida submarkets.
• New buildings — properties in buildings less than 15 years old, to minimize maintenance risk and maximize appeal to short-term guests.
• STR-approved — the building and city must permit short-term rentals. Link Club does not list properties in buildings or municipalities where STR is restricted or prohibited.

Link Club does not buy properties and resell them. Instead, investors co-purchase the property together, directly into the LLC, from day one. Link Club acts as the LLC Manager — coordinating the formation and closing process on behalf of the forming LLC. Funds from all co-owners are held in escrow by the closing broker until the Club is fully filled and the property closes.

Before purchasing fractions, all buyers must complete identity verification through our secure KYC/AML provider. You'll be asked to submit:

• Basic personal information
• A valid government-issued ID
• Proof of address

Once approved, your account will be activated and you'll be able to move forward with your investment.

Once you reserve a fraction, you'll receive wire transfer instructions by email. Your payment must be sent to a U.S.-based holding account.

After your payment is confirmed and the club is fully filled (30 fractions):

1. You'll be asked to sign the LLC Operating Agreement electronically — this is your legal membership document.
2. Your ownership is recorded on the blockchain via the Immutable X smart contract.
3. You'll gain access to your fraction in the Investments tab of your account.
4. Your name is added to the property's LLC ownership ledger.

You may cancel your reservation at any time before the Club is completed to receive a full refund.

• If you do not complete the full wire transfer within 7 days of reserving, your reservation will be automatically canceled and your 1.5% deposit will be forfeited.
• If the Club does not reach full completion (i.e., all fractions are not sold), you will receive a full refund including your deposit, minus any applicable bank transfer fees.

You can purchase additional fractions of any available Club at any time. Your ownership percentage and personal use benefits will scale accordingly with each additional fraction you hold.

Once your fraction is active (Club complete, all ownership registered on the blockchain), you can list it for resale on the Link Club Peer-to-Peer Marketplace. A 2.5% listing fee is charged upfront when you list.

You can choose between two resale methods:

• Direct Transfer — Peer-to-peer transfer through the Link Club marketplace. Ownership is updated on the blockchain once confirmed.
• Via Escrow (coming soon) — Sell traditionally, with an escrow account as intermediary.

On the Link Club marketplace, you have the option to pay with:

• Direct transfer — peer-to-peer through the Link Club platform
• Via escrow — through a third-party escrow service (coming soon)

If a transaction is initiated but not completed within the expected time window, either party may initiate an appeal through the Link Club platform.

Before filing an appeal: Use the in-platform chat to try resolving the issue directly with the other party first.

If no resolution is reached, file an appeal with a clear explanation and supporting documentation. Link Club's support team will:

• Review transaction logs, payment confirmations, and chat history
• Verify that payment was made according to the agreed method and instructions
• Decide whether to complete, cancel, or reverse the transfer of ownership

Yes. Each property-specific LLC is treated as a pass-through entity for tax purposes. The LLC itself does not pay taxes — instead, each owner is responsible for reporting their share of income, expenses, and depreciation.

• U.S. investors receive a Schedule K-1, which summarizes their portion of the LLC's financial activity for their personal tax return.
• International investors may need to submit a W-8BEN form and are responsible for complying with their local tax laws.

We recommend consulting a tax advisor for personalized guidance.

No. Link Club is not regulated by the SEC because it does not offer securities. Each buyer receives direct ownership in a property-specific LLC — not a share in a pooled investment vehicle.

Instead, Link Club is governed by:

• State real estate and LLC laws (e.g., Florida statutes)
• Contract law, through each property's Operating Agreement
• Consumer protection laws relevant to digital marketplaces
• Federal AML/KYC regulations, including compliance with FinCEN and OFAC guidelines

Link Club takes legal compliance seriously and works with legal counsel to ensure ongoing adherence to applicable laws.

Account verification is required to ensure the security and legality of all transactions on Link Club. We verify your identity to comply with KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations. This protects both buyers and sellers, and enables full access to the platform's features.

Your Signature PIN is used to sign digital documents when buying or selling fractions. To set it up:

1. Go to the Signature section in your account
2. Draw your signature using your finger or mouse
3. Create a secure 6-digit PIN to confirm it

This PIN will be required each time you sign a purchase or sale agreement on the platform.

Your Access PIN is the 6-digit code you use to log in to Link Club securely. Think of it as your personal password — do not share it with anyone. You can update it at any time from your profile settings.

1. Go to My Account
2. Navigate to My Profile
3. Tap Edit Profile to update your name, email, or phone number
4. Save your changes

The buyer pays you directly once the transfer is confirmed. The 2.5% listing fee is charged upfront when you list — it is not deducted from the sale proceeds. You can update your payout details at any time by going to Settings → Marketplace in the Link Club app.