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Frequently Asked Questions

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Last reviewed: September 9, 2026

Everything you need to know about investing in real estate fractions with LINK Club. Can’t find your answer? Contact our team — we typically respond within 24 hours.

General Questions

What is LINK Club?+

LINK Club is a real estate marketplace where you can buy fractions of luxury properties using blockchain-backed smart contracts — starting at just $20,000. With each fraction you buy, you become a co-owner of a real-world property.

What is the minimum investment?+

Fractions on LINK Club currently start at $20,000. Each fraction represents an equal share of a property-specific LLC, which holds legal title to the property — the total number of fractions is set per property and shown on its listing. The exact price per fraction varies by property, based on its market value, location, and stage.

You can hold multiple fractions across multiple properties, increasing your ownership percentage and personal-use nights for each property you invest in. You can reserve a fraction with a 1.5% credit card deposit to hold your spot before wiring the full amount. On a $20,000 fraction, that’s a $300 deposit.

How does it work?+

Each property is organized into its own “Club” — an LLC that holds legal title to the property. When you buy a fraction:

  • You become a registered member of the property’s LLC.
  • Your ownership is securely recorded and enforced by a smart contract on the blockchain.
  • You’re entitled to a proportional share of rental income and property appreciation.
  • You gain governance rights to vote on key decisions.
What is a Smart Contract?+

Smart contracts are self-executing agreements that securely manage and record transactions on the blockchain. At LINK Club, each fractional investment is secured through smart contracts built on Immutable X (IMX) — a Layer 2 protocol on Ethereum. This allows us to offer fast transactions, tamper-proof and verifiable on-chain ownership records, and seamless peer-to-peer resales within the LINK Club marketplace.

Learn more about Smart Contracts →

Who manages the properties?+

IONICA World is the designated property manager for each LINK Club LLC, handling day-to-day operations on behalf of the LLC members — guest services, dynamic pricing, maintenance, and monthly income reporting. As LLC members, investors actively govern their Club: reviewing monthly income reports, voting on major decisions, and retaining the right to appoint a different manager by majority vote. This is not a passive investment — LLC membership carries real governance rights and responsibilities.

Are there contracts involved?+

Yes. Every investment is backed by a formal purchase agreement, and all transactions are legally documented. Your ownership is registered on the blockchain and supported by legal filings through the LLC structure.

Can international buyers invest?+

Yes. LINK Club is open to global investors. However, in compliance with U.S. law, some countries and individuals may be restricted from using LINK Club — see the official OFAC Sanctions List for the current list. We also recommend international buyers consult a local tax advisor for country-specific implications.

Ownership

Is this real property ownership?+

Yes. When you buy a fraction, you’re becoming a legal co-owner of a Florida-based LLC that holds title to the property. As a member of that LLC, you receive ownership rights and responsibilities, voting power on key decisions, a share of net rental income, and limited personal-use nights (typically 2 per fraction per year) on select properties.

Can I use the property?+

Many properties on LINK Club allow owners to enjoy personal-use nights based on the number of fractions they hold. For every fraction you own, you’re typically granted 2 personal-use nights per calendar year.

Instead of fixed nights, you receive a booking credit in your IONICA World wallet equal to the average nightly rate of the property. This credit resets on January 1 each year and cannot be rolled over. Example: if a property’s average nightly rate is $350 and you own 1 fraction → 2 nights → $700 credit added to your IONICA World wallet. You can book anytime, with no blackout dates; if you book during a higher-rate period, you pay the difference.

Personal-use credits are tied to the fraction, not the owner — when a fraction is sold, the remaining balance for the current year travels with it. Properties leased year-round (annual tenants or long-term contracts) do not include personal-use nights.

How long is my investment term?+

There is no fixed holding period. You can hold your fraction as long as you like, or sell it (if eligible) through the marketplace once the property’s Club is complete.

Can I sell my fraction on OpenSea or an external marketplace?+

No. To ensure secure and legally valid transfers of property ownership rights, LINK Club smart contracts are non-transferable outside the platform. Ownership can only be reassigned through LINK Club’s peer-to-peer resale process, which ensures payment verification, legal reassignment within the LLC’s ownership ledger, and compliance with our KYC/AML standards.

Can I verify my ownership on the blockchain?+

Yes. Once your Club is complete and your fraction is registered, your ownership is recorded on the Immutable X blockchain via a smart contract. Each property has a unique smart contract address, shown on your Membership Certificate in the app, and you can look it up on the Immutable X Explorer to independently verify your membership. On-chain records are final and tamper-proof — no one, including LINK Club, can alter your registered ownership without your digital signature.

Can the entire property be sold on the traditional market?+

Yes, it’s possible. If all members of the Club vote to sell the entire property, it can be listed and sold on the traditional real estate market. The property is sold as a whole asset, all owners receive a payout proportional to their fractions, and the Club is dissolved with a final distribution.

Do I need to set up an LLC or open a U.S. bank account?+

No. Each property is already held through its own LLC — when you purchase a fraction, you become a member automatically. Rental income is distributed to your IONICA World wallet, from where you can transfer it to your PayPal or bank account.

Income & Fees

How is rental income handled?+

Net rental income is distributed monthly to owners, after deducting all property expenses such as taxes, HOA fees, and management costs. Each owner’s share is proportional to the number of fractions they hold. All income projections are illustrative — actual rental income and property performance can vary based on market conditions, occupancy, and operating costs. Profits are not guaranteed.

When does rental income start?+

It depends on the fraction type: Active (established property) distributions may begin from your first full month of ownership, subject to rental performance; Active (recently listed) has a ramp-up period while IONICA World lists the unit and builds reviews; Under Construction income begins once the unit is delivered and active; Pre-Construction has the longest wait — it’s primarily an appreciation play, with cash flow starting only once the property is delivered and operational. Returns are never guaranteed.

Who covers repair and maintenance costs?+

All ongoing costs — including repairs, property management, and insurance — are shared among owners and deducted from rental income before distributions are made.

How is the value of a fraction determined?+

The price of a fraction reflects the current market value of the property divided by the total number of ownership shares available for that property, plus legal and administrative costs related to LLC setup, platform service fees, smart contract deployment, compliance, and a pre-funded reserve for the property’s early operating expenses. In pre-construction phases, pricing may be lower to reflect the early-entry opportunity.

Is there a fee to sell my fraction on the marketplace?+

Yes. A 2.5% listing fee applies when you list your fraction on the LINK Club peer-to-peer marketplace, charged upfront when you create the listing and not deducted from your sale proceeds. If your listing expires without a buyer, the listing fee is refunded. Example: on a $20,000 fraction, the listing fee is $500, paid when you submit your listing — once a buyer is confirmed, they pay the full $20,000 directly to you.

Buying Process

What types of fractions are available?+

Fractions come in three types depending on the property’s stage: Active (the LLC is closed, all fractions are registered on the blockchain, and the unit is open for short-term rentals — returns vary by occupancy), Under Construction (you invest now, your fraction is secured in the forming LLC, and income begins once the unit is delivered), and Pre-Construction (the earliest entry point, primarily an appreciation play — cash flow starts once the unit is delivered and active). Active fractions are available on both the primary market and the P2P marketplace; Under Construction and Pre-Construction fractions are only available through the primary market.

What is the difference between a Pre-Linked and a Linked fraction?+

Pre-Linked fractions are available through the primary market — you join an LLC being formed around a new property, and LINK Club acts as LLC Manager overseeing formation and closing. Linked fractions are available through the peer-to-peer marketplace — the property’s Club is already complete, ownership is registered on the blockchain, and you buy directly from the current owner. In short: Pre-Linked = join a new property LLC from the start; Linked = buy someone’s existing stake on the secondary market.

How does LINK Club source properties?+

LINK Club sources properties through established developer partnerships in South Florida. Each opportunity is evaluated against a set of criteria: proven short-term rental demand (currently Downtown Miami, Wynwood, Miami Beach, Hallandale Beach, and similar South Florida submarkets), buildings less than 15 years old, and STR-approved buildings and municipalities. LINK Club does not buy properties and resell them — investors co-purchase the property together, directly into the LLC, from day one, with funds held in escrow by the closing broker until the Club is fully filled.

What documentation do I need to complete a purchase?+

Before purchasing fractions, all buyers must complete identity verification through our secure KYC/AML provider — you’ll submit basic personal information, a valid government-issued ID, and proof of address. Once approved, your account will be activated and you’ll be able to move forward with your investment.

How do I pay for a fraction?+

Once you reserve a fraction, you’ll receive wire transfer instructions by email; your payment must be sent to a U.S.-based holding account. After your payment is confirmed and the Club is fully filled, you’ll sign the LLC Operating Agreement electronically, your ownership is recorded on the blockchain, and your name is added to the property’s LLC ownership ledger. You can also reserve a fraction with a 1.5% credit card deposit to hold your spot before wiring the full amount.

What is the cancellation policy?+

You may cancel your reservation at any time before the Club is completed to receive a full refund. If you do not complete the full wire transfer within the period stated in your reservation email, your reservation will be automatically canceled and your deposit will be forfeited. If the Club does not reach full completion, you will receive a full refund including your deposit, minus any applicable bank transfer fees.

What if I want to buy more fractions later?+

You can purchase additional fractions of any available Club at any time. Your ownership percentage and personal-use benefits will scale accordingly with each additional fraction you hold.

Marketplace & Resales

How does a resale work?+

Once your fraction is active, you can list it for resale on the LINK Club peer-to-peer marketplace. A 2.5% listing fee is charged upfront when you list. You can choose between Direct Transfer (peer-to-peer through the LINK Club marketplace, ownership updated on the blockchain once confirmed) or Via Escrow (coming soon — sell traditionally, with an escrow account as intermediary).

What is the appeals process for marketplace transactions?+

If a transaction is initiated but not completed within the expected time window, either party may initiate an appeal through the platform. Before filing, use the in-platform chat to try resolving the issue directly. If no resolution is reached, file an appeal with a clear explanation and supporting documentation — LINK Club’s support team will review transaction logs, payment confirmations, and chat history, verify payment was made according to the agreed method, and decide whether to complete, cancel, or reverse the transfer. Best practice: double-check payment details before sending, and keep formal proof (wire receipt or transaction confirmation) rather than relying solely on screenshots.

Tax & Legal

Do LINK Club owners receive tax documents?+

Yes. Each property-specific LLC is a pass-through entity for tax purposes — the LLC itself does not pay taxes; each owner reports their share of income, expenses, and depreciation. U.S. investors receive a Schedule K-1; international investors may need to submit a W-8BEN form. We recommend consulting a tax advisor for personalized guidance.

Is LINK Club regulated by the SEC?+

No. LINK Club is not regulated by the SEC because it does not offer securities — each buyer receives direct ownership in a property-specific LLC, not a share in a pooled investment vehicle. LINK Club is instead governed by state real estate and LLC laws (e.g., Florida statutes), contract law through each property’s Operating Agreement, consumer protection laws relevant to digital marketplaces, and federal AML/KYC regulations (FinCEN, OFAC).

Account & Settings

Why do I need to verify my account?+

Account verification is required to ensure the security and legality of all transactions on LINK Club — it complies with KYC and AML regulations, protects both buyers and sellers, and enables full access to the platform’s features.

How do I change my contact information?+

Go to My Account → My Profile → Edit Profile to update your name, email, or phone number, then save your changes.

Where do I receive proceeds from a marketplace sale?+

The buyer pays you directly once the transfer is confirmed. The 2.5% listing fee is charged upfront when you list — it is not deducted from the sale proceeds. You can update your payout details at any time in Settings → Marketplace in the LINK app.